Are you tired of making payments on your credit cards and personal loans without seeing reduction in principal?

With the astronomical high interest rates, you might feel stuck with your debt even though you are paying it every month. The minimum payment is barely enough to cover the interest rates and penalties at best. If you plan is to purchase a home, you might have difficulties qualifying for a mortgage because of your low credit score, which will remain low until you do something about your debt. If you know that you cannot realistically payoff your debt and make ends meet at the same time, you should consult a bankruptcy attorney to discuss your options under the bankruptcy code. Bankruptcy is not for everyone. That is why you should consult an experienced and knowledgeable Bankruptcy Attorney. Muoi Chea, Attorney at Law, has a long and successful track record of eliminating and restructuring her clients debt under Chapter 13 or 7 Bankruptcy and providing representation in Bankruptcy Court.