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In a 2015 bankruptcy case reviewed by the Bankruptcy Appellate Panel for the Ninth Circuit, debtors can strip off a wholly unsecured junior lien from
Only individuals can file for Chapter 13 Bankruptcy. This means corporation, limited liability company, partnership cannot file for Chapter 13 Bankruptcy because they are not
Only a person that resides or has a domicile, a place of business, or property in the United States, or a municipality, may be a
When my clients tell me that they have not paid the junior lien on their home (aka second mortgage, home equity line of credit, home
Disclose all assets in your bankruptcy petition. Not only do your risk your losing your bankruptcy discharge but you may be subject to criminal penalties.
If you do not qualify for Chapter 7 Bankruptcy or Chapter 7 Bankruptcy cannot resolve your financial problems, Chapter 13 Bankruptcy may be an option
Even if you qualify for Chapter 7 Bankruptcy, is it the right option for you? Some Qualification Issues: 1. To qualify for Chapter 7
If you own a home or any real estate but have outstanding judgments and liens, you should be concerns of lien(s) recorded against your home or real estate.
Upon filing of a bankruptcy case, automatic stay immediately comes into effect and stop creditors from taking action against debtor and debtor's properties. This is
When one spouse filed for bankruptcy, whether it is Chapter 7 or 13 Bankruptcy, the community property of both spouses become property of the bankruptcy
It depends on how far apart you file the multiple bankruptcies. If you file a second bankruptcy within 365 days from the dismissal of the
Once in awhile a client will ask about whether debt settlement would be a better option to filing Chapter 7 or 13 Bankruptcy. When you are
To understand how a bankruptcy discharge obtained by one spouse protects the community property (or both halves of the community property) from creditors of the
If you have a lot of equity in your home–more than what the California exemption can protect–Chapter 13 Bankruptcy might be an option for you.
If you owe tax debts that are not dischargeable in Chapter 7 Bankruptcy or Chapter 7 Bankruptcy is not a viable option, you should consider
It depends on each client. Chapter 13 Bankruptcy can do more than a Chapter 7 Bankruptcy. Chapter 13 Bankruptcy can stop foreclosure and car repossession
A question asked by my clients during a bankruptcy consultation at Sacramento and Stockton, CA office is whether debts discharged in Bankruptcy are taxable? The answer
October 15, 2016 is coming up and so is the deadline for the extension for tax filing. I have several clients tell me that the
I am an experienced bankruptcy attorney with Law Offices in Sacramento, Stockton, and Fairfield, California. Having multiple offices allows me to work on over 1,000 diverse bankruptcy cases. Throughout the years, I have a long track record of successfully helping my clients eliminate or restructure their debts under Chapter 7 and Chapter 13 Bankruptcy.
