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On April 1, 2016, residents of California filing Bankruptcy will have an increase in exemptions to protect their assets. In a Chapter 7 Bankruptcy, the
You must be (1) an individual with (2) regular income and you or your spouse's debts are (3) below the applicable ceiling. (1) You must
When considering whether to file a Chapter 7 Bankruptcy, one of the questions that must be answered is will the debt be discharged in a Chapter
There are certain debts that Chapter 13 Bankruptcy cannot discharge. I will cover the most common debts below: 1. Student Loans. You cannot discharge student
The Means Test is used to determine eligibility for Chapter 7 Bankruptcy. However, if your debt is not "primarily consumer debts", then you can bypass the
It depends on what kind of debt. The most common debt or loan that Chapter 13 Bankruptcy filers will incur is an car loan to
If you have relatives, friends, or someone who co-signed or guaranteed a consumer debt for you, the "Automatic Stay" extends to codebtors of your consumer debts
If you are contemplating about filing for Chapter 13 or 7 Bankruptcy in Sacramento CA or Modesto CA Bankruptcy Court, you should NOT DO the
Here is the issue: Debtor files for bankruptcy on February 1, 2016 but expects a tax refund for tax year ending in December 31, 2015
When a debtor becomes entitled (even though you have not received it) to an inheritance within 6 months of filing Chapter 7 Bankruptcy, the inheritance becomes
You should be warned that there are thieves who will pose as IRS agent to steal your personal information and money. You should be suspicious of
Recently, there is a dispute between bankruptcy trustees and colleges over the application of the clawback provision of the Bankruptcy Code on college tuition paid
It is a myth that you can transfer assets to friends and family before filing for bankruptcy without any repercussion. The Bankruptcy law gives Bankruptcy
You can find a list of debts that are not discharged in bankruptcy under the Bankruptcy code 11 U.S.C. § 523. The list is too lengthy
Payroll Tax, aka Trust Fund Tax, are treated as a nondischargeable priority debt in bankruptcy, whether you file for Chapter 13 Bankruptcy or Chapter 7
If you owe taxes to the Internal Revenue Services or Franchise Tax Board, Chapter 13 Bankruptcy might be a good option for you. Chapter 13
It is a myth that both spouses must filed for bankruptcy together. One spouse can file for bankruptcy. However, it might be better for both
It is a myth that when you file for Chapter 13 Bankruptcy, you are in a financial prison where you cannot make any purchases. That
I am an experienced bankruptcy attorney with Law Offices in Sacramento, Stockton, and Fairfield, California. Having multiple offices allows me to work on over 1,000 diverse bankruptcy cases. Throughout the years, I have a long track record of successfully helping my clients eliminate or restructure their debts under Chapter 7 and Chapter 13 Bankruptcy.
