Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Does Judgment Lien Recorded before Filing Bankruptcy Attach to Real Estate or Property Purchased by Debtor after Bankruptcy Discharge?

Here are the Facts: Debtor's creditor filed a lawsuit for unpaid credit card debts, received a default judgment, and recorded a judgment lien (aka judicial lien) in the county of Debtor's residence.  Debtor does not own a house or any real estate.  Debtor filed for Bankruptcy and received a discharge.  The credit card debt underlying […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Do I have to pay for Interest on IRS Tax Debt Paid through Chapter 13 Bankruptcy Plan?

If the IRS tax debt is not dischargeable, then yes, interest does accumulate during the time you are repaying your tax debt in your Chapter 13 Bankruptcy Plan.  You might get a bill from the Internal Revenue Service for accumulated interest during your bankruptcy case (aka post-petition interest) after you received a discharge for your Chapter 13 Bankruptcy.  The […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Does Bankruptcy Discharge of One Spouse Protect Community Property or Non Filing Spouse?

Before answering this question, lets go over the basics of community property. California is a community property state.  How does living in a community property state like California affects property ownership interests and liability of debts during marriage?  Property acquired during marriage is presumed to be community property.  This is the default setting unless you […]